Quick Access
  • Home
  • Career
  • Schedule of Charges
  • Press Release
  • Contact

Credit Card Value-Added Services

Installment facility

Installment facility gives you the flexibility to buy or use your credit and convert it into easy installment. You can avail any of the following EMI Plan using you NCCBL Credit Card.

  • SmartPay: You can make any purchase from more than hundreds of partner merchant outlets and payback the amount over a tenor ranging from 3 months to 24 months without any interest.
  • Retail2EMI: It is an instalment plan that allows you to convert any retail purchase over BDT 3,000 made by your credit card into an instalment scheme. You can payback the amount in Equal Monthly Instalments (EMIs) over a tenor ranging between 3 to 24 months at a flat interest rate as determined by the Bank

Insta-Loan

Insta-Loan is a pre-approved loan within the credit limit of customer's credit card i.e. the loan amount will be booked against the credit limit. Under the Insta-Loans, credit card client can avail their unused credit card balances up to 90% of the available limit in their savings account by writing a simple application to card division. No further documentation is required to transfer this unused fund to their savings account. To apply, Plese Click Here To get the Insta Loan application form.

Reward Programs

With us, money spent is money earned. For every BDT 50 you spend, you earn 1 reward point. You can redeem these accumulated points for exciting offer our exclusive reward program.

Card Cheque Book

It is a Cheque Book issued from your NCC Bank credit card. You can use the Card Cheque (Account Payee only) for payment to any person or establishment within Bangladesh. Card Cheque will be especially useful to you where credit card acceptance facility is not available (e.g. house rent, school fees etc.). Up to 90% of your available credit limit will be applicable to your Card Cheque. To know more, Plese Click Here.

Branch POS

Get instant cash up to 50% of your available card limit from NCC Bank branches through POS using your NCC Bank Visa credit card. Transaction from branch POS will be treated as purchase transaction with interest free period of maximum 45 days.

Priority Pass

NCC Bank Premium Cardholders (Signature and Platinum) will be entitled to receive Priority Pass to access 1000+ airport lounges around the world. Priority Pass membership cards can be used at any participating airport lounge regardless of airline or class of tickets. Cost of using the lounges by the Platinum cardholders and their guests is USD 27 per person per visit basis. For Signature Cardholders, the first four (04) lounge visits in a calendar year are complimentary upon endorsement of passport against the respective credit card. Any accompanying guest visit will be counted into these complimentary four (04) visits. USD 27 per person per visit will be charged for any further visits.

Add money to bKash or Nagad wallet

NCC Bank Credit Cardholders can add money to their bKash and Nagad wallet anytime free of cost.

Access to Balaka Lounge at Hazrat Shahjalal International Airport (HSIA)

NCC Bank Premium Cardholders (Signature and Platinum credit cardholders) will get complimentary access to Balaka Lounge at Hazrat Shahjalal International Airport (HSIA) operated by Hotel InterContinental, Dhaka along free for the cardholder round the year.

Airport Protocol Service (Meet & Greet Service)

NCC Bank Premium cardholders (Signature and Platinum credit cardholders) will be entitled for "Airport Protocol Service" at Hazrat Shahjalal International Airport (HSIA), Dhaka. This service shall include comprehensive terminal services to ensure comfortable and hassle-free airport experience. Prior travel schedule is needed which is to be communicated through the call center of the Bank to get this service. This service is chargeable.

NCCB Credit Shield Insurance Program

The NCCB Credit Shield Insurance Program is an optional insurance coverage available to NCC Bank credit card customers to provide double benefit insurance coverage in case of (1) Death due to sickness or accident and (2) Permanent Total Disability (PTD) due to sickness or accident. With this Insurance Program, you shall feel confident about your future, shifting responsibility for you credit card payments to NCC Bank Limited in case of death or permanent total disability.