NCC Bank Visa Credit Card
Enjoy the benefits of cards, Make life easy.
NCC Bank has launched its Visa Credit Card Service on August 22, 2005 and we are offering three types of cards which are Visa Classic, Visa Gold (Local) and Visa Dual Currency Card (Globally and Locally). Since then we have issued significant number of both general and corporate cards.
Why NCC Bank Credit Card?
- Interest rate 2.08% per month
- Dual Currency Visa Credit Card
- One supplementary card free of cost for lifetime (Spouse only)
- Treasure point facilities including foreign part
- Shortest process for Dual Currency card, only 24 hours
- Roaming Mobile Phone bill payment facilities
- Most advanced technology
- Acceptability around the world
- Hospitable customers support 24 x 7
- Numerous user friendly features
We promise the followings in our services:
- Dedicated service at your door steps
- Faster and Sporty service
- Security of cards
- Team work
- Quick decisions
Wide Range of Acceptance
NCC bank Visa Credit cards are accepted at all merchant outlets around the world which are supported by VISA. Our wide range of merchants include Hotels, Restaurants, Airline and Travel Agents, Shopping Malls, Hospitals, Jewellery Shops, Mobile Phone and Internet Service Providers, Petrol Pumps and many more! Now NCC Bank Visa Credit Cards can also be used worldwide at all the VISA ATM Booths and POS (Point of Sale).
Instant Cash Advance
NCC Bank Branch POS: No need to carry cash any more if you have an NCC Bank Credit Card. You can withdraw cash up to 50% of your
credit limit from any NCC Bank branch across the country by using branch POS (Point of Sale).
NCC Bank ATM network: You can also get cash from our ATM network around the country.
NCC Bank Visa Credit Card offers you free Credit facility up to 45 days and minimum of 15 days without any interest (Purchase only).
With NCC credit card you can share the exclusive benefits with your dearest and nearest one through providing supplementary card. As a primary cardholder you can also set spending limits for each of your supplementary cards. For your convenience all transactions on your supplementary card will be shown separately on your monthly credit card statement
As a NCC Bank Visa Credit Card holder, you will accumulate Treasure points for every purchase made by using Visa Credit Card. For every Tk. 50 and USD 1 spent on your Credit Card, you will earn 1 and 1.5 Treasure Point accordingly and be closer to redeeming the reward of your choice.
Flexible Payment Option
With the NCC Bank Visa Credit Card, you have the convenience to pay as little as 5% of your outstanding (or Tk. 500, whichever is higher) on the Card account every month, thus having the power and flexibility to plan your payments.
Auto-Debit Payment Facility
With the NCC bank Credit Card, you no longer have to stand in long queues for paying your monthly bill. You can pay your monthly bill through NCC Bank Account by instruction Auto-Debit.
Corporate Visa Credit Card
Corporate is characteristic of individuals acting together; 'a joint identity'; 'the collective mind'; 'the corporate good'.
The new dimension of NCC Bank Visa Credit Card is Corporate Credit Card which has already started to benefit the Corporate Houses.
Objective of Corporate Customers
- Fast and Accurate Services
- Effective Communication
- Joint identity of bank and corporate house
- Attractive Pricing (Annual fee 50% discount on card fee)
- Good ambience in the Bank
Our Corporate Offer
|Particular||Small (10-100)||Medium (101-500)||Large (500 above)|
|Rate of Interest||2.08%||2.08%||2.08%|
|Maximum period of interest free||45 Days||45 Days||45 Days|
|Replacement Card Fee||Charges||50%||25%|
Balance Transfer Facilities
If anyone holds other Bank Credit Card, then NCC Bank will issue a credit card with equivalent limit and will issue a pay order by debiting card A/C from balance transfer option for the equivalent amount of total outstanding in order to full settlement and cancellation of other Bank A/C.
Get instant cash from NCCB branches through POS using your NCCB VISA credit card. Transaction from branch POS will be treated as purchase transaction with interest free period of maximum 45 days. Visit your nearest NCCB branch with the NCCB credit card and enjoy the facility of instant cash withdrawal without lengthy process such as card cheque.
NCC Bank offers virtual card for payment of:
- Membership fee for professionals to scientific institutions in abroad.
- Fees for application, registration & admission to foreign educational institutions.
- Fees for examination of TOEFL, SAT and many more.
Balance Transfer Facilities
If anyone holds other Bank Credit Card, then NCC Bank will issue a credit card with equivalent limit and will issue a pay order by debiting card A/C from balance transfer option for the equivalent amount of total outstanding for full settlement and cancellation of other Bank A/C.
SMS Service & SMS Alert
NCC Bank provides SMS Alert Service for its cardholders. A service that allows you to stay updated about your credit card transactions. For each transaction an alert will be send to your mobile instantly. All NCCB cardholders are automatically enrolled for this service.
NCC Bank brings more convenience for you through e-statement that will enable you to receive your monthly credit card statement via e-mail without any cost. For enrollment please call at our credit card customer service center.
NCC Bank has introduced SmartPay service with Equal Monthly Instalment (EMI) facility for our credit cardholders. SmartPay enables cardholders to buy a product of their choice from selected merchant outlets within our country and pay later with 0% interest rate over a tenure ranging between 3, 6, 9 and 12 months.
By using NCC Bank Visa Credit Card, you can enjoy fabulous discount offers in various hospitals, restaurant, hotels and other prominent merchant points.
NCC 24-hours support Center
We offer Customer Services 24x7 through our State-of?Art contact center and experience customer service staff. We provide you one stop solution for your credit and debit card needs.
Fee & charges
|Annual/renewal fee||Tk. 500/- + 15% VAT|
|Card replacement fee||Tk. 500/- + 15% VAT|
|PIN reissue fee||Tk. 300 + 15% VAT|
Cash Advance fee
|Our card in NCC Bank ATM||Free|
|Our card in NPSB & Q-Cash network ATM||Tk. 15 including 15% VAT|
|Balance Inquiry (Q-Cash/NPSB)||Tk. 5 including 15% VAT|
Schedule of Charges - VISA Credit Card
National Credit and Commerce Bank Ltd.
NCC Bank Bhaban (4th Floor),
13/1 & 13/2 Toyenbee Circular Road,
Motijheel, Dhaka - 1000
Phones: +88.02.9550521 ; Mobile: +88.01817140369, +8801847052660, Fax: +88.02.9550611