NCC Bank Visa Credit Card

Enjoy the benefits of cards, Make life easy.

NCC Bank has launched its Visa Credit Card Service on August 22, 2005 and we are offering three types of cards which are Visa Classic, Visa Gold (Local) and Visa Dual Currency Card (Globally and Locally). Since then we have issued significant number of both general and corporate cards.

Why NCC Bank Credit Card?

  •   Lowest interest rate in the country (2.5% per month)
  •   Dual Currency Visa Credit Card
  •   One supplementary card free of cost for lifetime (Spouse only)
  •   Treasure point facilities including foreign part
  •   Shortest process for Dual Currency card, only 24 hours
  •   Roaming Mobile Phone bill payment facilities
  •   Most advanced technology
  •   Acceptability around the world
  •   Hospitable customers support 24 x 7
  •   Numerous user friendly features

Our Commitments

We promise the followings in our services:

  •   Dedicated service at your door steps
  •   Faster and Sporty service
  •   Security of cards
  •   Team work
  •   Transparency
  •   Quick decisions

Wide Range of Acceptance

NCC bank Visa Credit cards are accepted at all merchant outlets around the world which are supported by VISA. Our wide range of merchants include Hotels, Restaurants, Airline and Travel Agents, Shopping Malls, Hospitals, Jewellery Shops, Mobile Phone and Internet Service Providers, Petrol Pumps and many more! Now NCC Bank Visa Credit Cards can also be used worldwide at all the VISA ATM Booths and POS (Point of Sale).

Instant Cash Advance

NCC Bank Branch POS: No need to carry cash any more if you have an NCC Bank Credit Card. You can withdraw cash up to 50% of your credit limit from any NCC Bank branch across the country by using branch POS (Point of Sale).
NCC Bank ATM network: You can also get cash from our ATM network around the country.

Credit Facilities

NCC Bank Visa Credit Card offers you free Credit facility up to 45 days and minimum of 15 days without any interest (Purchase only).

Supplementary Card

With NCC credit card you can share the exclusive benefits with your dearest and nearest one through providing supplementary card. As a primary cardholder you can also set spending limits for each of your supplementary cards. For your convenience all transactions on your supplementary card will be shown separately on your monthly credit card statement

Reward Programs

As a NCC Bank Visa Credit Card holder, you will accumulate Treasure points for every purchase made by using Visa Credit Card. For every Tk. 50 and USD 1 spent on your Credit Card, you will earn 1 and 1.5 Treasure Point accordingly and be closer to redeeming the reward of your choice.

Flexible Payment Option

With the NCC Bank Visa Credit Card, you have the convenience to pay as little as 5% of your outstanding (or Tk. 500, whichever is higher) on the Card account every month, thus having the power and flexibility to plan your payments.

Auto-Debit Payment Facility

With the NCC bank Credit Card, you no longer have to stand in long queues for paying your monthly bill. You can pay your monthly bill through NCC Bank Account by instruction Auto-Debit.

Corporate Visa Credit Card

Corporate is characteristic of individuals acting together; “a joint identity”; “the collective mind”; “the corporate good”.

The new dimension of NCC Bank Visa Credit Card is Corporate Credit Card which has already started to benefit the Corporate Houses.

Objective of Corporate Customers

  •   Fast and Accurate Services
  •   Effective Communication
  •   Joint identity of bank and corporate house
  •   Attractive Pricing (Annual fee 50% discount on card fee)
  •   Good ambience in the Bank

Our Corporate Offer

Particular Small (10-100) Medium (101-500) Large (500 above)
Card Fee 50% 50% (Negotiable)
Rate of Interest 2.5% 2.5% 2.5%
Maximum period of interest free 45 Days 45 Days 45 Days
Replacement Card Fee Charges 50% 25%


Balance Transfer Facilities

If anyone holds other Bank Credit Card, then NCC Bank will issue a credit card with equivalent limit and will issue a pay order by debiting card A/C from balance transfer option for the equivalent amount of total outstanding in order to full settlement and cancellation of other Bank A/C.

Branch POS

Get instant cash from NCCB branches through POS using your NCCB VISA credit card. Transaction from branch POS will be treated as purchase transaction with interest free period of maximum 45 days. Visit your nearest NCCB branch with the NCCB credit card and enjoy the facility of instant cash withdrawal without lengthy process such as card cheque.

Virtual Card

NCC Bank offers virtual card for payment of:

  •   Membership fee for professionals to scientific institutions in abroad.
  •   Fees for application, registration & admission to foreign educational institutions.
  •   Fees for examination of TOEFL, SAT and many more.

Balance Transfer Facilities

If anyone holds other Bank Credit Card, then NCC Bank will issue a credit card with equivalent limit and will issue a pay order by debiting card A/C from balance transfer option for the equivalent amount of total outstanding for full settlement and cancellation of other Bank A/C.

SMS Service & SMS Alert

NCC Bank provides SMS Alert Service for its cardholders. A service that allows you to stay updated about your credit card transactions. For each transaction an alert will be send to your mobile instantly. All NCCB cardholders are automatically enrolled for this service.

E-Statement Service

NCC Bank brings more convenience for you through e-statement that will enable you to receive your monthly credit card statement via e-mail without any cost. For enrollment please call at our credit card customer service center.

SmartPay Facility

NCC Bank has introduced SmartPay service with Equal Monthly Instalment (EMI) facility for our credit cardholders. SmartPay enables cardholders to buy a product of their choice from selected merchant outlets within our country and pay later with 0% interest rate over a tenure ranging between 3, 6, 9 and 12 months.

Discount Facility

By using NCC Bank Visa Credit Card, you can enjoy fabulous discount offers in various hospitals, restaurant, hotels and other prominent merchant points.

NCC 24-hours support Center

We offer Customer Services 24x7 through our State-of–Art contact center and experience customer service staff. We provide you one stop solution for your credit and debit card needs.

Fee & charges

Service Fees
Annual/renewal fee Tk. 500/- + 15% VAT
Card replacement fee Tk. 500/- + 15% VAT
PIN reissue fee Tk. 300 + 15% VAT


Cash Advance fee

Service Fees
Our card in NCC Bank ATM Free
Our card in NPSB & Q-Cash network ATM Tk. 15 including 15% VAT
Balance Inquiry (Q-Cash/NPSB) Tk. 5 including 15% VAT


Reach Us

National Credit and Commerce Bank Ltd.
Card Division
NCC Bank Bhaban (4th Floor),
13/1 & 13/2 Toyenbee Circular Road,
Motijheel, Dhaka - 1000
Phones: +88.02.9550521 ; Mobile: +88.01817140369, +8801847052660, Fax: +88.02.9550611
Email: cards@nccbank.com.bd
Website: www.nccbank.com.bd