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NCC Bank Visa Gold Credit Card is designed to enhance your lifestyle and reward you for being a cardholder. This type of card has been designed for the higher earning category customers by offering best possible values on their every expenditure. NCC Bank Visa Dual Credit Card has unique features of allowing limits both for local and international usage in a single card and widely accepted at merchants and ATMs displaying Visa logo.

Credit Card in Taka and/or Foreign Currency shall be issued only to an individual who has following eligibilities

  • Who is a citizen or resident of Bangladesh, who is above 18 years of age on the date of the application and has sufficient and independent financial ability to pay card related liabilities caused due to transaction.
  • Issuance of credit card to non-resident/foreign nationals shall be subject to the provisions of Foreign Exchange Regulation Act, 1947, Guidelines for Foreign Exchange Transactions (Vol-1), 2009 and subsequent related directives issued by Foreign Exchange Policy Department from time to time.
  • The customer must have a valid ETIN certificate and clean/new CIB report.
  • Credit Card Issuer shall be solely responsible for fulfillment of all "Know Your Customer (KYC)" requirements and such documents shall be maintained under the safe custody.
Common Documents
  • Completed application form, Copy of NID or valid Passport, e-TIN certificate or e-TIN related document, color photograph, bank statement for last 6 months.
Additional Documents
  • For salaried executives: Pay Slip/ Salary Certificate not more than one month old, business card, copy of employee ID (if available).
  • For Sole proprietorship: Valid trade license, one undated cheque, bank statement of sole-proprietorship account, business card (if available)
  • For partnership: Valid trade license, partnership deed, business account bank statement, business card (if available), one undated cheque.
  • For limited company: Certificate of Incorporation, Memorandum of Association, business account bank statement, business card (if available)
  • For landlord: Property of ownership documents, rental agreement paper.
  • For Doctors/Engineers/Other professional: Professional certificate, business card (if available).
  • For lien against deposit account: Letter of lien and set-off over deposit account, fund holding instruction, FDR receipt/RFCD advice, authorization of encashment of securities.
Zero Renewal Fee

NCC Bank Visa Credit Cards come with a unique offer where you do not need to pay the Renewal Fee if (i) 15 transactions (Retail, E-Com & Cash) made by either basic cardholder or supplementary cardholder or both in a preceding year OR (ii) accumulated cash and retail transaction amount in the preceding year exceeds Tk. 50 thousand or equivalent foreign currency for Classic and Gold Card and Tk. 1.00 Lac or equivalent currency for Platinum and Signature Card.

Free Supplementary Card

NCC Bank Credit Cardholders will get the first supplementary card absolutely free.

Wide acceptance

NCC Bank Credit Card is accepted at all merchants with Visa logo across the country. You can use your credit card for everyday purchases as well as for high-value transactions. The wide range of merchants include Hotels, Restaurants, Airline & Travel Agents, Shopping Malls, Hospitals & Diagnostic Centers, Jewellery Shops, Electronics & Computer Shops, and many more. Remember, this number is increasing every day to cater to your growing needs.

Instant Cash Advance

You do not need to carry cash anymore if you have a NCC Bank Visa Credit Card. You can withdraw cash up to 50% of your credit limit from any ATMs with Visa Logo across the globe.

SMS Alert Service

This alert service enables you to receive information regarding your credit card via SMS on your mobile phone. With SMS you can also find out your credit card's statement balance, minimum due amount, payment due date. The system generated SMS will reach in your mobile phone whenever you make any transaction with your NCC Bank Credit Card, and you can be assured of knowing any transaction that happened in your card.

Free First Card Cheque Book

Your NCC Bank Visa Credit Cards come with a free Cheque Book for the first issuance. You can use the cheque where Cards are not accepted or if you want to do your regular cheque-type transactions (A/C Payee only).

Up to 45 Days Interest Free Period

NCC Bank Visa Credit Card offers up to 45-day interest free period. Only retail transaction or card cheque is considered for interest free period of maximum 45 days. For ATM Cash withdrawals, the interest will be calculated from the first day.

Great Discounts

NCC Bank has partnered with hundreds of shops, restaurants and travel agencies where you can get hefty discounts on products and services whenever you use the card.


e-Statement is a fast and reliable way for receiving your credit card's monthly statements at your e-mail address, absolutely free. You can register your e-mail addresses to access your financial information on the net. e-Statement gives you the freedom to receive your financial information anywhere in the world and minimize your paper work.

Lost Card Liability

In case your credit card gets lost, report it immediately to our 24-hour call center by dialing 16315. After you do this, you carry limited liability on any fraudulent transactions on your card.

Convenient Payment Option

You can pay any amount ranging from minimum amount due to total amount due and you have the following payment options -

  • Cash payment at NCC Bank Branch counter.
  • Auto Debit Facility from NCC Bank Account.
  • Payment through NetBanking, an internet banking service of the bank.
  • Bill payment through bKash App.
  • Payment through BEFTN.
24-hour Contact Center

For any and every Card related need of yours, NCC Bank Cards Customer care is there to serve you 24/7. Just dial 16315 from any mobile phone in Bangladesh or dial +88 09612316315 from any phone, anywhere in the world and ask for the service or information. You can also email your queries to cards@nccbank.com.bd anytime.