Quick Access

NCC Interest First

NCC Interest First is a non-transactional account that a customer uses for interest earning in advance and savings purposes. The unique feature of this product is that interest is given upfront, at the time of opening the fixed deposit. Interest (after the adjustments of Government tax as per prevailing Bangladesh Bank Guideline on the interest amount) is immediately transferred to the link CASA account as per the bank prescribed Interest Rate Matrix.

Minimum Principle Amount : Minimum deposit amount will be BDT 1, 00,000/- (Taka One Lac) only & no limitation for maximum amount.
Available Tenures : 03 Months/06 Months /12 Months /24 Months
Interest Rate: For updated interest rate, Please visit Deposit Rates page.
  • This account is in local currency (BDT).
  • FDR natured product.
  • Interest is determined upfront.
  • It pays the interest instantly. Instant payment of interest to the agreed rate will be paid immediately upon opening the account.
  • Minimum deposit amount will be BDT 100,000/- (Taka One Lac) only.
  • A CASA account is mandatory for this plan.
  • Exclusive features in case of Premature Encashment Policy
  • Interest paid in advance. Can be further invested.
  • Customers can enjoy Secured Overdraft facility up to 90% of the Fixed Deposit Face value/encashment value.
  • Credit facility is applicable for institutional customers and retail customers whose age is 18 years and above.
  • Fund Transfer (AFT) from & to NCCB CASA Account.
  • Direct cash payment to the customer in not allowed. However, in case of no CASA account is available, then the Bank shall issue a 'Pay Order' in favor of the customer after deduction of necessary charges for payment of upfront interest.
  • Any other mode of payment (e.g. BEFTN, Internet Banking) to the CASA account.
  • Any Resident Bangladeshi citizen can open this account.
  • ln case of minor account, Legal Guardian will operate the account on behalf of the minor until the minor reaches the age of 18.
  • All sorts of Firms, Institution, Organization and Companies having approval from proper authority in Bangladesh are eligible to open the account.
  • Bank's prescribed AOF (signed by the applicant).
  • 01 (one) passport size photograph of account holder(s) attested by the introducer.
  • Photocopy of valid Photo lD like; Passport, National lD, Birth Certificate of the applicant(s) attested by the introducer.
  • 01(one) passport size photograph of nominee (s)(and legal guardian - if any) attested by account holder(s).
  • Photocopy of valid Photo lD like; Passport, National lD, Birth Certificate of the nominee(s) (and legal guardian-if any) attested by the account holder(s).
  • The account opening procedure shall be strictly followed as per NCCB Branch Operations Manual/SOP including KYC and compliance regarding SOF (Source of Fund).The documents required to open this account and account opening procedure shall strictly follow NCCBL SOP, NCCBL Comprehensive Account Opening Documentary Checklist and Bangladesh Bank & BFIU guidelines that may change from time to time.