A salaried individual, having minimum 3 years experience as a permanent employee.
Self Employed individuals, such as - Doctors, Dentists, Chartered Accountants, Civil Engineers, Architects, Financial Analysts, Consultants, Information Technology Specialists, Diploma Engineer etc.
An individual having proven track record as a successful businessman for minimum 3 years.
An individual having a regular validated income from residential/commercial building or structure or landed property.
An individual having regular income from different kinds of financial instruments such as Fixed Deposit/Savings Certificate/ICB Unit certificate(s)/Treasury Bond etc.
Remittance Income holder, Remittance must be received by the spouse and/or the son/daughter of the person doing job in abroad.
Dully filled and signed NCCB Retail Loan Application Form.
Three copies of Passport Size Photographs of applicant(s) and his/her spouse(s).
Copy of National ID Card of applicant(s) and his/her spouse(s).
In absence of NID, copy of valid passport/birth certificate shall be accepted.
Copy of utility bill such as electricity, gas, land phone, water supply of Applicant's present residence.
Copy of Up-to-date TIN Certificate or Tax Return Copy of the applicant.
Up-to-date loan repayment statement(s) along with the sanction advice(s) of all the existing loans and Credit Card (s) of the applicant(s) and his/her spouse(s).