NCC NXT Savings Account is the product of Student Banking program that can be opened through both NCC Always App and visiting your nearest branch. Student Banking is all about learning regarding the importance of saving and smart money management. We passionately believe that when it comes to your education, knowing how to manage money is as essential as English, Maths, Science or Arts. Our Student Banking program gives you an easy, fun and interactive way to learn money management skills you will use for the rest of your life. Through the program, you can bank at your institution, giving you an opportunity to have hands-on banking experience in a fun and interactive environment.
| Eligibility | Any Bangladeshi student from any educational institution up to the age of 25 years can open the NCC NXT Savings Account with required documents. | |
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| Account Operation | Age under 18 years | Age 18 to 25 years |
| Student will need his/her guardian's assistance to open and operate the account | Student can open and operate the account on his/her own | |
| Minimum Deposit | Student can deposit any amount of Taka | |
| Service, Maintenance, SMS Charge and Debit Card (issuance & renewal) Charge |
Age under 18 years | Age 18 to 25 years |
| 100% free | 50% discount | |
| Monthly Deposit Limit | Age under 18 years | Age 18 to 25 years |
| Maximum 25,000 Taka per month | As per student's declared Transaction Profile | |
| Selection of Account Nominee |
Age under 18 years | Age 18 to 25 years |
| Nominee will only be selected by the Parent or Legal Guardian | Student can select his/her nominee | |
| Debit Card Withdrawal Limit |
Age under 18 years | Age 18 to 25 years |
| BDT 15,000 and can be extended to BDT 25,000 on request of Parent or Legal Guardian | As per student's declared Transaction Profile | |
| Online Banking | Students can open their account through NCC Always App and will enjoy free Online Banking. | |
| Initial Deposit | Students may deposit BDT 100 to open the account. There is no minimum balance requirement for this account. | |
| Age under 18 years | Age 18 to 25 years |
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1. A photocopy of NID of the father or mother or legal guardian (account operator), or any other photo bearing document as proof of their identity (such as citizenship certificate or attestation letter, passport copy, driving license copy etc.) along with student's birth registration certificate and identification card or a testimonial issued by the educational institution or a copy of the most recent tuition fee receipt. 2. Two passport size Photographs of Student and the account operator (Father, mother or legal guardian). 3. Specimen Signature Card to be signed by the student and the account operator in front of the respective bank officials. 4. One passport size Photograph of the Nominee attested by the Account Operator. 5. NID or birth registration or any photo ID of Nominee. |
Existing accounts will need KYC/e-KYC, TP and other required declaration updates. New Accounts: 1. A photocopy of NID or birth registration certificate or any other photo bearing document as proof of identity (such as citizenship certificate or attestation letter, passport copy, driving license copy etc.). 2. Two passport size photographs of the student. 3. Specimen signature card to be signed by the student in front of the respective bank official. 4. One passport size Photograph of the Nominee attested by the Account Holder. 5. NID or birth registration or any photo ID of Nominee. 6. Student I'D card, or testimonial issued by the educational institution or a copy of the most recent tuition fee receipt. |