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NCC Bank Abashan Loan

  • Purchase of Residential House (Semi-pucca, Pucca-one storied with concrete roof & multi-storied building)
  • Construction of House (Semi-pucca, Pucca-one storied with concrete roof & multi-storied building)
  • Renovation of Residential House (Semi-pucca, Pucca-one storied with concrete roof & multi-storied building)
  • Takeover of current balance of (Semi-pucca, Pucca-one storied with concrete roof & multi-storied building) loan from any other Bank/NBFI

Age Limit:

  • Minimum: 21 Years
  • Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier

Loan Limit:

  • BDT 200,000.00 to BDT 5,000,000.00

Loan Tenure:

  • 1 to 10 years (One storied/Multistoried)
  • 1 to 8 years (Semi-Pucca)

Loan to Value ratio: 70:30

Minimum Income:

  • For Salaried: BDT 20,000.00
  • For Self Employed Professional: BDT 40,000.00
  • For Businessman/ Landlord /Landlady: BDT 50,000.00
  • Salaried employees having at least two years of confirmed service
  • Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience
  • Businessman having minimum 3 years of engagement in business
  • Landlord/Landlady (Rental Income Holder): Not required
  • Passport size photographs of Borrower and Co-Borrower
  • Copy of Up-to-date TIN certificate/Tax Return copy / Tax acknowledgement
  • Detail cost estimation from qualified engineer (civil) for construction & renovation
  • Ownership documents (Title Deed/Mutation/Updated land tax)
  • Valuation and Lawyer opinion

a) Salaried Person

  • Letter of Introduction (LOI)/Salary Certificate/Pay Slip/Cash Voucher
  • Latest 06 month's salary A/C statement
  • Copy of office ID & Business card

b) Businessman

  • Trade License (Last 3 years)
  • Last 12 months bank statement
  • Registered partnership deed for partnership firm
  • MOA, Certificate of incorporation, Schedule-X, Form-XII for limited company
  • Company TIN / BIN/ Tax Acknowledgement copy, VAT certificate and Business card of the company

c) Self-employed Professional

  • Certificate of professional degree
  • Copy of affiliation of relevant professional institution
  • Bank statement with professional income reflection

d) Landlord/Landlady (Rental Income Holder)

  • Ownership document of rented property (Title Deed/Mutation/Updated land tax)
  • Bank statement of last 12 months with rental reflection