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NCC Bank Home Improvement Loan

Planning to change the decor? Just get in touch with us..

A term loan facility to finance Home Renovation/ Extension/Purchase of household durables for better dwelling standard. Home Improvement facility we finance the followings:

  • Home Owners and Salaried individuals.
  • Purchase of Electronic Household Durables.
  • Purchase of Furniture and Fixtures.
  • Modification of the decoration of the building/flat..
  • Extension of the existing Building..

Age Limit: Minimum Age 21 Years to Maximum 60 Years..

Loan Limit: Minimum: BDT 50,000 and Maximum: BDT 1,000,000.

Loan Application Fees: BDT 600.

  • Home Owners and Salaried individuals.
  • 3 copies of recent Passport Size Photograph of Applicant(s), Applicant's Spouse and Guarantor (s) Self Attested..
  • Copy of National ID Card of Applicant (s), Applicant's Spouse & Guarantor(s).
  • Last one year bank statement of the applicant (s) [personal or company account].
  • Up-to-date copy of TIN Certificate of Applicant(s) & Guarantor(s).
  • Utility Bill Copy (Gas or Electricity).
  • If applicant is a salaried person then employer's letter of introduction/salary certificate/salary statement and office ID Card.
  • Copy of Professional Degree certificate, self declaration on own Letter Head Pad stating monthly income and membership certificate if Applicant or Guarantor is a professional individual
  • If Applicant (s) or Guarantor (s) is a businessman Up-to-date trade license.
  • If the Applicant (s) is a property income holder then copy of Title deed of rental property, rental agreement or Rent receipt for the last three months.
  • R S Mutation Copy.
  • Registered Copy of Title deed(s). ( i.e. sale deed, Gift Deed etc.).
  • Baya Deeds (title related prior chain of documents).
  • Legal Opinion from our established lawyer (if RM offered as security).
  • Third party asset Valuation report by our enlisted surveyor.