.::NCC Bank PLC::..

NCC Bank Home Loan/ Home Improvement Loan

Key Features.

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A term loan facility to finance Home Renovation/ Extension/Purchase of household durables for better dwelling standard. Home Improvement facility we finance the followings:

To Purchase of Flat which is in construction and ready stage.
Construction/extension of residential building .
To purchase old Flat/Building/House (not older than 15 years at the time of approval from date of plan approval of the proposed flat/building/house.
To facilitate construction/extension of apartment/ residential house/building
Renovation of apartment/residential building/house.
Takeover of the current balance of the home loan from any other bank or NBFI, plus an additional amount for apartment, building, or house

Age Limit: Minimum Age 21 Years to Maximum 65 Years..

Loan Limit: Minimum: BDT 100,000.00 to 500,000.00

Loan Limit: Maximum: BDT 5,000,000.00 to 20,000,000.00

Loan Tenure: Minimum: 1 to 20 years

Eligibility of the applicant

Salaried employees having at least two years of confirmed service.
Self-Employed Professionals having at least 2 years of independent practice experience.
Businessman having minimum 3 years of engagement in business for Businessman.
Land Lord/Landlady (Rental Income Holder): Not required .

Required Documents

3 copies of recent Passport Size Photograph of Applicant(s), Applicant's Spouse and Guarantor (s) Self Attested.
Copy of National ID Card of Applicant (s), Applicant's Spouse & Guarantor(s).
Last one year bank statement of the applicant (s) [personal or company account].
Up-to-date copy of TIN Certificate/Tax Return of Applicant(s) & Guarantor(s).
Utility Bill Copy (Gas or Electricity).
If applicant is a salaried person then employer's letter of introduction/salary certificate/salary statement and office ID Card.
Copy of Professional Degree certificate, self declaration on own Letter Head Pad stating monthly income and membership certificate if Applicant or Guarantor is a professional individual
If Applicant (s) or Guarantor (s) is a businessman Up-to-date trade license.
If the Applicant(s) is a Landlord/Landlady (Rental Income Holder) then copy of the Title deed of rental property, rental agreement or Rent receipt, Mutation Copy.
Registered Copy of Title deed(s). ( i.e. sale deed, Gift Deed etc.).
Baya Deeds (title related prior chain of documents).
Legal Opinion from our established lawyer (if RM offered as security).
Third party asset Valuation report by our enlisted surveyor.

NCC Bank Home Loan/ Home Improvement Loan

Key Features.

Planning to change the decor? Just get in touch with us..

Age Limit: Minimum Age 21 Years to Maximum 65 Years..

Loan Limit: Minimum: BDT 100,000.00 to 500,000.00

Loan Limit: Maximum: BDT 5,000,000.00 to 20,000,000.00

Loan Tenure: Minimum: 1 to 20 years

Eligibility of the applicant

Required Documents

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