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NCC Kotipoti Scheme

NCCB KOTIPOTI SAVINGS SCHEME is a monthly deposit scheme which will earn the account holders BDT 01 Crore (before tax) after a certain period. This scheme will be very much helpful to implement a future plan successfully by small savings by the depositors.

Maximum Amount at Maturity : BDT 10,000,000 (One Crore Taka) Only before tax and other charges.
Available Tenures : 2 years/3 years/4 years/5 years / 10 years /15 years /20 years
Interest Rate: For updated interest rate, Please visit Deposit Rates page.
  • Any Resident Bangladeshi citizen can open this account.
  • In case of minor account, Legal Guardian will operate the account on behalf of the minor until the minor reaches the age of 18.
  • All sorts of Firms, Institution, Organization and Companies having approval from proper authority in Bangladesh are eligible to open the account.
  • More than 01 (one) account can be opened by the customers either in the single name or in the joint names.
  • Free internet banking & SMS Alert Service facility.
  • Automatic Fund Transfer (AFT) facility to scheme account from your Current/Savings Account.
  • The customer can avail a secured facility against this product up to 90% of the customer's deposit amount/encashment value.
  • Attractive interest rate.
  • Affordable & lowest monthly size of EMI.
  • Exclusive features in case of Premature Encashment Policy
  • Bank's prescribed AOF (signed by the applicant).
  • 01 (one) passport size photograph of account holder(s) attested by the introducer.
  • Photocopy of valid Photo lD like; Passport, National lD, Birth Certificate of the applicant(s) attested by the introducer.
  • 01(one) passport size photograph of nominee (s)(and legal guardian - if any) attested by account holder(s).
  • Photocopy of valid Photo lD like; Passport, National lD, Birth Certificate of the nominee(s) (and legal guardian-if any) attested by the account holder(s).
  • The account opening procedure shall be strictly followed as per NCCB Branch Operations Manual/SOP including KYC and compliance regarding SOF (Source of Fund).