NCC Bank Affordable Car Key
- Purchase of Registered Used Car for personal use.
- Loan maturity must be within 10 years from date of manufacturing for registered used car/vehicle..
Target Segment:
- Salaried
- Self-employed professional
- Businessman
- Landlord/Landlady
Age Limit:
- Minimum: 21 Years
- Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier
Loan Limit:
- BDT 400,000.00 to 2,500,000.00
Loan Tenure:
Loan to Value ratio: 50:50
Minimum Income:
- Salaried employees having at least two years of confirmed service.
- Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience.
- Businessman having minimum 3 years of engagement in business.
- Landlord/Landlady (Rental Income Holder): Not required.
- National ID (NID/Smart Card) for applicant.
- Recent studio photograph (Passport Size).
- TIN Certificate / Acknowledgement slip.
- Car Quotation / Deed of agreement with applicant's acceptance
- Acceptance of car undergoing valuation and the acceptance of the value placed
- Bluebook / Certificate of Registration, Fitness, Tax Token, NID / Driving License of present owner
Salaried Person
- Salary certificate or Letter of Introduction (LOI) / Pay slip
- Bank Statement of last 6 months
- Copy of Office ID/ Business Card
Businessman
- Trade license copy (For three years business proof).
- Partnership deed copy (for partnership concern).
- Memorandum of Articles /Memorandum of Association (for Limited concern). Form X/ XII /117/ Board Resolution for any shareholder or share number change
- Company Bank Statement of last 1 year (If customer owns more than one proprietorship business concern, personal statement cannot be considered and customer has to provide company bank statement.)
- Company TIN, BIN, Export-Import license, Contract license (if any)
- Business Card
Self-Employed Professionals
- Income supported documents (if any).
- Personal Bank Statement.
- Business Card
- Professional Certificate (as applicable)
- Declared Income on personal letter head pad
Landlord/Landlady
- Ownership Proof (Electricity/Gas bill/ Mutation/Sale deed copy/ etc)
- Rental Agreement
- Personal Bank Statement