Quick Access

NCC Bank Special Fixed Deposit Scheme

SFDS previously known as Special Deposit Scheme (SDS) is actually an FDR product. Customer gets monthly interest throughout the tenor of this scheme against the principle value.

Eligibility: Any Bangladeshi citizen with Age 18 years and above and photo ID document having any CASA account with NCC Bank (Any Bangladeshi Citizen, Any Business House, Corporate Bodies, Gov., Semi-Gov. & Autonomous organizations with valid income source) are eligible to open this account.

Availability: ALL NCC Branches & Sub branches.

Minimum & Maximum Principle amount: Minimum TK.1,00,000 and maximum TK.10,00,00,000 is allowed against a single account.

Interest payable: Interest will be disbursed to linked CASA account of the customer and the duration of time between deposit and payment of first dividend is 30 days.

Joint Applicant Option: Applicant can open account either in the single name or in the joint names.

FDR receipt: After opening SFDS account, a receipt will be issued from branch end.

Tax, Excise Duty & VAT: Will be deducted as per NBR rules.

Key Benefits:

  • Monthly Fixed Interest.
  • Premature encashment benefit after six months.
  • SMS alert.
  • Bank's prescribed FDR AOF (signed by the applicant).
  • A/c to be introduced properly.
  • 2 (Two) copies of recent passport size photograph of each person to be attested by the introducer.
  • Nationality Certificate (Photocopy of valid passport/ National ID/ Certificate from union parisad chairman/ ward commissioner/valid driving license) to be submitted.
  • Photocopy of TIN certificate (If any) & Latest return submission copy.
  • 1 (One) copy of passport size photograph of nominee to be attested by the account holder.
  • Income & Profession supporting Doc as prescribed by the policy of NCC Bank & BFIU.