NCC Bank Car Loan
- Purchase of non-commercial Brand new (Unregistered) vehicles for personal use
- Purchase of non-commercial reconditioned (Unregistered) vehicles for personal use
Age Limit:
- Minimum: 21 Years
- Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier
Loan Limit:
- BDT 400,000.00 to BDT 4,000,000.00
Loan Tenure:
Loan to Value ratio: 50:50
Minimum Income:
- For Salaried: BDT 50,000.00
- For Self Employed Professional/Businessman/Landlord/Landlady: BDT 80,000.00
- Salaried employees having at least two years of confirmed servic.
- Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience
- Businessman having minimum 3 years of engagement in business
- Land Lord/Landlady (Rental Income Holder): Not required
- National ID (NID/Smart Card) for applicant.
- Recent studio photograph (Passport Size).
- TIN Certificate / Acknowledgement slip
- Car Quotation with applicant's acceptance.
a) Salaried Person
- Salary Certificate/Pay Slip
- Bank Statement of last 6 months
- Copy of office ID & Business card
b) Businessman
- Trade license copy (For three years business proof).
- Partnership deed copy (for partnership concern).
- Memorandum of Articles /Memorandum of Association (for Limited concern). Form X/ XII /117/ Board Resolution for any shareholder or share number change
- Company Bank Statement of last 1 year (If customer owns more than one proprietorship business concern, personal statement cannot be considered and customer has to provide company bank statement).
- Company TIN, BIN, Export-Import license, Contract license (if any).
- Business Card.
c) Self-employed Professional
- Income supported documents (if any).
- 6 months Personal Bank Statement.
- Business Card.
- Professional Certificate (as applicable).
- Declared Income on personal letter head pad
d) Landlord/Landlady (Rental Income Holder)
- Ownership Proof (Electricity/Gas bill/ Mutation/Up to date Land TAX/ Sale deed copy.
- Rental Agreement.
- Personal Bank Statement.