Quick Access

NCC Bank Car Loan

  • Purchase of non-commercial Brand new (Unregistered) vehicles for personal use
  • Purchase of non-commercial reconditioned (Unregistered) vehicles for personal use

Age Limit:

  • Minimum: 21 Years
  • Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier

Loan Limit:

  • BDT 400,000.00 to BDT 4,000,000.00

Loan Tenure:

  • 1 to 5 years

Loan to Value ratio: 50:50

Minimum Income:

  • For Salaried: BDT 50,000.00
  • For Self Employed Professional/Businessman/Landlord/Landlady: BDT 80,000.00
  • Salaried employees having at least two years of confirmed servic.
  • Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience
  • Businessman having minimum 3 years of engagement in business
  • Land Lord/Landlady (Rental Income Holder): Not required
  • National ID (NID/Smart Card) for applicant.
  • Recent studio photograph (Passport Size).
  • TIN Certificate / Acknowledgement slip
  • Car Quotation with applicant's acceptance.

a) Salaried Person

  • Salary Certificate/Pay Slip
  • Bank Statement of last 6 months
  • Copy of office ID & Business card

b) Businessman

  • Trade license copy (For three years business proof).
  • Partnership deed copy (for partnership concern).
  • Memorandum of Articles /Memorandum of Association (for Limited concern). Form X/ XII /117/ Board Resolution for any shareholder or share number change
  • Company Bank Statement of last 1 year (If customer owns more than one proprietorship business concern, personal statement cannot be considered and customer has to provide company bank statement).
  • Company TIN, BIN, Export-Import license, Contract license (if any).
  • Business Card.

c) Self-employed Professional

  • Income supported documents (if any).
  • 6 months Personal Bank Statement.
  • Business Card.
  • Professional Certificate (as applicable).
  • Declared Income on personal letter head pad

d) Landlord/Landlady (Rental Income Holder)

  • Ownership Proof (Electricity/Gas bill/ Mutation/Up to date Land TAX/ Sale deed copy.
  • Rental Agreement.
  • Personal Bank Statement.