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NCC Bank Unsecured Personal Loan

This is an "any purpos" loan aiming at fulfilling the following needs such as

  • Marriage
  • Purchase of consumer durables.
  • Treatment of health.
  • Home decoration and Others.

Age Limit:

  • Minimum: 21 Years
  • Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier

Loan Limit:

  • Minimum: BDT 100,000.00 to BDT 2,000,000.00

Loan Tenure:

  • 1 to 5 years

Minimum Income:

  • For Salaried: BDT 30,000.00
  • For Self Employed Professional/Businessman/Landlord/Landlady: BDT 40,000.00
  • Salaried employees having at least two years of confirmed service.
  • Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience.
  • Businessman having minimum 3 years of engagement in business.
  • Land Lord/Landlady (Rental Income Holder): Not required.
  • Remittance Income Holder: Remittance must be received by the spouse and/or the son/daughter of the person doing job in abroad).
  • Passport size photograph.
  • Copy of Up-to-date TIN certificate/Tax Return copy.
  • Copy of latest utility bill (Only for Rental Income Holder)

Salaried Person

  • Salary certificate or Letter of Introduction (LOI) / Pay slip
  • Bank Statement of last 6 months
  • Copy of Office ID/ Business Card

Businessman

  • Trade license copy (For three years business proof).
  • Partnership deed copy (for partnership concern).
  • Memorandum of Articles /Memorandum of Association (for Limited concern). Form X/ XII /117/ Board Resolution for any shareholder or share number change
  • Company Bank Statement of last 1 year (If customer owns more than one proprietorship business concern, personal statement cannot be considered and customer has to provide company bank statement.)
  • Company TIN, BIN, Export-Import license, Contract license (if any)
  • Business Card

Self-Employed Professionals

  • Income supported documents (if any).
  • Personal Bank Statement.
  • Business Card
  • Professional Certificate (as applicable)
  • Declared Income on personal letter head pad

Landlord/Landlady

  • Ownership Proof (Electricity/Gas bill/ Mutation/Sale deed copy/ etc)
  • Rental Agreement
  • Personal Bank Statement

Remittance income Holder

  • Bank statement of last 12 months with remittance reflection.
  • Valid proof of relationship between remittance sender and applicant.
  • Remittance income related valid documents (passport & work permit etc).