NCC Bank Unsecured Personal Loan
This is an "any purpose" loan aiming at fulfilling the following needs such as
- Marriage
- Purchase of consumer durables.
- Treatment of health.
- Home decoration and Others.
Target Segment:
- Salaried
- Self-employed professional
- Businessman
- Landlord/Landlady
- Remittance Income Holder
Age Limit:
- Minimum: 21 Years
- Maximum: 65 Years but for salaried segment, maximum age is 60 years or retirement age whichever is earlier
Loan Limit:
- Minimum: BDT 100,000.00 to BDT 2,000,000.00
Loan Tenure:
- 1 to 5 years
Minimum Income:
- For Salaried: BDT 30,000.00
- For Self Employed Professional/Businessman/Landlord/Landlady: BDT 40,000.00
- Salaried employees having at least two years of confirmed service.
- Self-employed professionals i.e. Doctor, Architect, Engineer, Chartered Accountant etc who are engaged in independent profession having minimum 2 years of experience.
- Businessman having minimum 3 years of engagement in business.
- Land Lord/Landlady (Rental Income Holder): Not required.
- Remittance Income Holder: Remittance must be received by the spouse and/or the son/daughter of the person doing job in abroad).
- Passport size photograph.
- Copy of Up-to-date TIN certificate/Tax Return copy.
- Copy of latest utility bill (Only for Rental Income Holder)
Salaried Person
- Salary certificate or Letter of Introduction (LOI) / Pay slip
- Bank Statement of last 6 months
- Copy of Office ID/ Business Card
Businessman
- Trade license copy (For three years business proof).
- Partnership deed copy (for partnership concern).
- Memorandum of Articles /Memorandum of Association (for Limited concern). Form X/ XII /117/ Board Resolution for any shareholder or share number change
- Company Bank Statement of last 1 year (If customer owns more than one proprietorship business concern, personal statement cannot be considered and customer has to provide company bank statement.)
- Company TIN, BIN, Export-Import license, Contract license (if any)
- Business Card
Self-Employed Professionals
- Income supported documents (if any).
- Personal Bank Statement.
- Business Card
- Professional Certificate (as applicable)
- Declared Income on personal letter head pad
Landlord/Landlady
- Ownership Proof (Electricity/Gas bill/ Mutation/Sale deed copy/ etc)
- Rental Agreement
- Personal Bank Statement
Remittance income Holder
- Bank statement of last 12 months with remittance reflection.
- Valid proof of relationship between remittance sender and applicant.
- Remittance income related valid documents (passport & work permit etc).
