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NCC Commercial Building Loan

Nature of Loan: Term Loan.

Purpose of Loan: construction and/or renovation of residential facility and/or commercial complex for rental purpose. No Real-Estate Development financing will be allowed under this scheme.

Loan limit: Minimum Tk.20.00 lac to Maximum Tk.10.00 Crore.

Tenor of Loan: Minimum- 01 year to Maximum- 10 years.

  • Borrower a SME in nature.
  • The applicant(s) must be Bangladeshi.
  • At least 02 (two) years successful business record.
  • Age of the borrower shall be 21 to 60 years.
  • Business operation must not be illegal by the law of land or environmentally hazardous.
  • No classification history.
  • Construction approval from competent authority to be obtained. For Semi Pucca building, financing may be allowed without approval from concerned authority.
  • Copy of updated Trade License.
  • Copy of National ID Card of Business Owner(s) and spouse(s).
  • Copy of Up-to-date TIN Certificate of concerned business concern.
  • Bank Statement, subject to availability.
  • Rent Registers/Vouchers.
  • Financial Statements of the business concern.

* Additional documents may be required based on prevailing policy of the bank.

  • Registered Mortgage with RIGPA of the Land with the structure.
  • Personal Guarantee of the owner of the concern.
  • Personal Guarantee of legal heirs.
  • Post-dated cheque.

* Security arrangement based on the credit worthiness and prevailing policy of the bank.