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NCC Bank Festival Business Loan Scheme (FSBLS)

Nature of Loan: Time Loan (Demand loan).

Purpose of Loan: To meet the working capital during festival.

Loan limit: Up to BDT 10.00 lac.

Tenor of Loan: Maximum 03 months.

  • Legal business identity supported by all required papers and documents.
  • The applicant(s) must be Bangladeshi.
  • At least 05 (Five) years successful business track record.
  • Age of the applicant shall be within 21 years to 60 years at the time of loan approach.
  • Business operation must not be illegal by the law of land or environmentally hazardous.
  • No classification history.
  • Copy of up-to-date Trade License.
  • Copy of National ID Card.
  • Copy of Up-to-date TIN Certificate of concerned business concern.
  • Bank Statement(s) for last 12 months.
  • Financial Statements of the business concern.

* Additional documents may be required based on prevailing policy of the bank.

  • Hypothecation of stocks and receivables.
  • Personal guarantee of individuals acceptable to the bank.
  • Post-dated cheques and other usual security arrangements.

* Security arrangement based on the credit worthiness and prevailing policy of the bank.