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NCC Bank Festival Business Loan Scheme (FSBLS)

Nature of Loan: Time Loan, repayable within the fixed future date.

Purpose of Loan: To meet the seasonal working capital during festival.

Loan limit: Up to BDT 10 lac.

Tenor of Loan: Maximum 03 months.

  • Legal business identity supported by all required papers and documents.
  • The applicant(s) must be a Bangladeshi National.
  • At least 05 (Five) years successful business track record.
  • Age of the applicant shall be within 21 years to 60 years at the time of loan approach.
  • Business operation must not be illegal by the law of land or environmentally hazardous.
  • No classification history.
  • Copy of updated Trade License.
  • Copy of National ID Card of Business Owner(s) and spouse(s).
  • Copy of Up-to-date TIN Certificate of concerned business concern.
  • Bank Statement(s) for last 12 months.
  • Profit and Loss Statement and balance sheet of the business concern.

* Additional documents may be requested based on NCCBL Policies

  • Hypothecation of stocks.
  • Acceptable personal guarantees to the Bank.
  • Postdated cheques and other usual security arrangements.

* Security arrangement based on the credit worthiness and prevailing policy of the bank.